In addition to its affordability, Spot has customizable plans. There are accident-only and accident-and-illness coverage options, as well as seven different annual coverage limits. Each of these can be customized according to the needs and budget of the individual pet owners. With Spot, you can pay as little as $3 per month or as much as $1,500 per year, depending on the amount of coverage you require. However, it is important to note that higher deductibles may increase the cost of the policy.
The most expensive plan will likely be the one that covers the least. However, some plans cover preventative care and wellness. Embrace, for instance, covers surgeries for large dogs, including gastropexy (a surgery that prevents bloating), as well as surgeries and alternative treatments. These policies can be tailored to the specific needs of a pet owner, with different annual benefit limits, prescription drug coverage, and even deductibles.
Premiums will vary, but the average cost of a pet insurance policy for a large 1-year-old female mixed-breed dog will range from $19 to $64 per month. For a domestic short-hair cat, the cost will be around $17 per month. If you don’t have a lot of money to spare, Eusoh’s monthly fees will likely cover the majority of your expenses, but if your pet is older, you may want to look elsewhere.